Credit Analyst

The skills and personal traits needed to become a credit analyst are similar to those of other accountancy and finance professions, though with greater emphasis on data analysis.

Essential skills and traits to succeed in the field are as follows:

Skills

  • Financial modelling and analysis
  • Advanced knowledge of financial statements
  • Advanced Excel skills
  • Research and data analysis
  • Risk assessment
  • Understanding of banking regulations and compliance
  • Proficiency in communication and presentation

Traits

  • Attention to detail
  • Strong problem-solving skills
  • Ability to think independently and objectively
  • Ability to work in a fast-paced environment
  • Strong organisational and time management skills
  • Strong customer service skills
  • Ability to maintain confidentiality
  • Good interpersonal skills